Someone Stole My Credit Card Number
A 300 dollar charge to home depot. Exactly 300 dollars. At work, we're guessing that the genius probably ordered himself a gift certificate. Cuz you know, that certifcate code won't be canceled/red flagged as soon as I call and dispute the charge.
A 675 dollar plane ticket(s) charge to Barcelona, Spain. I hope he already took the flight, because if not, the cops are going to love waiting for him as he checks in with his lovely wife and family.
Sounds like a mexican honeymoon. Supplies and a trip to the motherland.
I called Bank of America to cancel the card and order another one. They wouldn't let me dispute the charges, because technically it hasn't cleared my account yet (since the charges were made yesterday). To quote: "There's a chance the charges were a mistake and may be canceled by the charging company".
No, I doubt it. I just found it ironic that they wouldn't just freeze it and not let the company collect the money at all. The flags would go up so much faster, and if this scumbag hasnt' jumped on the flight or hasn't used the gift card, there's a chance for him to get caught red handed.
It annoys me that he may never be caught, even though he would be if all the proper steps took place as soon as I made that phone call to cancel my card.
Come on, the charges are barely 24 hours old. Why let him get 24 hours further as I wait another day for the money to clear my account?
Why even let my money leave my account when I know I didn't make the charges?
Yea sir, I know that baby is yours, but we'll just let them take it for now. When they actually take your child, you can call up and file a complaint, and we'll get him right back. The company might have made a mistake and realize they took your baby and give it back before they leave.
Go ahead Bank of America. Let them take 975 of my babies.
A 675 dollar plane ticket(s) charge to Barcelona, Spain. I hope he already took the flight, because if not, the cops are going to love waiting for him as he checks in with his lovely wife and family.
Sounds like a mexican honeymoon. Supplies and a trip to the motherland.
I called Bank of America to cancel the card and order another one. They wouldn't let me dispute the charges, because technically it hasn't cleared my account yet (since the charges were made yesterday). To quote: "There's a chance the charges were a mistake and may be canceled by the charging company".
No, I doubt it. I just found it ironic that they wouldn't just freeze it and not let the company collect the money at all. The flags would go up so much faster, and if this scumbag hasnt' jumped on the flight or hasn't used the gift card, there's a chance for him to get caught red handed.
It annoys me that he may never be caught, even though he would be if all the proper steps took place as soon as I made that phone call to cancel my card.
Come on, the charges are barely 24 hours old. Why let him get 24 hours further as I wait another day for the money to clear my account?
Why even let my money leave my account when I know I didn't make the charges?
Yea sir, I know that baby is yours, but we'll just let them take it for now. When they actually take your child, you can call up and file a complaint, and we'll get him right back. The company might have made a mistake and realize they took your baby and give it back before they leave.
Go ahead Bank of America. Let them take 975 of my babies.
posted by Allen M @ 10/16/2006 05:29:00 PM
3 Comments:
At 3:53 PM,
Ash said…
The same thing happened to me last week! They spent over $400 at home depot and over $80 at 2 gas stations. I think the clerk at the gas station I visited that morning ripped my card off. After thinking about it I do think I forgot my card there. And funny the charges didn't start until 3 hours after I left the gas station- conveniently after that clerk got off work!
The cops in baltimore suck and did absolutely nothing. They called the guy and told me "The clerk said he didnt take your card"
WOW REALLY? WELL SORRY for accusing him then, case CLOSED!
My bank said the same thing. I couldnt file a complaint until 4 days after it happened because the charges hadn't cleared my account. Now it's going to take 3 weeks to get my money back and I'm bouncing checks out the wazzoooo. It must be the easiest crime to commit, stealing someones card and using it, because no one gives a S!
At 12:23 AM,
Allen M said…
Ash,
If for some reason you read my blog again, just want to let you know everything worked out for me. I canceled my card right away even though they didn't let me dispute the charges. Because of that, it seems that the Home Depot charge got instantly dropped when they went to claim their money.
The plane ticket, not so lucky. I filed the disupte days later, and I dunno what bank you have, but my bank credited me the money right away. They're taking the fall on this one. Total Security Protection, it's one thing Bank of America does right.
So, to further give you more advice, I'd suggest setting up a credit card with your bank (if you're bank even does credit cards). Do all your card swiping with the credit card. Credit cards are way way easier to dispute charges on since the creditors don't actually give up any money until the transaction is verified. Debit cards on the other hand are considered instant transactions.
If you get the card through the bank, you can then easily just transfer funds from your checking/savings account over and never have to worry about getting ripped off.
Sure, might take you more effort, but at least you'll never be short 500 bucks again.
Thanks for reading!
At 2:35 AM,
AxSpark said…
Well, actually I'm shocked! Someone used your credit card number and the issuer does not take any measures?! It's iniquity! When my friend applied for a credit card at http://www.credit-land.com and started using it, he feared the same but it hasn't happened yet. I think you still must fight for your money and for your rights!
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