Kiva: Prosper for people who want to go to Heaven.

When I posted my entry on Prosper and wrote that I felt like I was helping others get their lives back on track because I was willing to loan money to people with poor credit, my friends called me a gouger. I didn't think that loaning money to people at 25% interest was a malicious act. I mean, these people were consolidating their 7 credit payments that were at 35%-200% interest into a more stable payment plan.
I dismissed my friends accusations because I felt like I was helping others and helping myself at the same time.

Well, I don't feel that way anymore. Along comes Kiva.org, which has the same set up as Prosper, except they loan money to entrepreneurs in developing worlds at 0% interest. You don't make any money, but you don't lose it either. And you help people in a worse position than you make their lives better.

Maybe I'll lend out all the interest I make on Prosper on Kiva to make myself feel less guilty.